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Important information

We'd like you to be confident about the life insurance you're buying. So we encourage you to take time and understand the benefits, features and risks of every plan before you buy it.
  • With Aviva's over 50s life insurance, premiums are fixed and you'll pay for 30 years or until the plan anniversary after your 90th birthday, whichever comes first. If you don't pay your premiums, your life cover will end 30 days after the last premium was due and you'll get nothing back. This plan has no cash-in value.
  • Because the sum assured is fixed, its value in real terms will be reduced by the effects of inflation and depending on how long you live, the total amount of premiums you pay in may be greater than the cash sum paid out when you die.
  • If you die due to an accident in the first year, we'll pay out the full life cover amount. If you die as a result of any other cause in the first year, we'll pay an amount that's equal to the premiums you've paid. If the plan has been in force for 12 months or more when you die we'll pay the full life cover amount or double that amount if you die due to an accident.
  • You can take out more than one plan as long as you don't pay more than £100 in premiums each month. Plans issued before 25 January 2010 aren't included when applying this limit.
It's important that you read the Key Features(PDF 96KB) and the Plan Conditions(PDF 72KB) before proceeding Other products are available, click here for more information.
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