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Opting out of your pension scheme

Your employer has appointed Aviva to act on their behalf to deal with requests to opt out of their pension scheme.

Consider carefully

Opting out of your employer's pension scheme will reduce your retirement income, so it's important to understand what you would be giving up.
Remember that, in addition to your own contributions, you will also benefit from your employer's contributions and tax relief from the government.

The tools on the right are there to give you further help.


What next?
* If you want to remain in your employer's pension scheme at the contribution rate you've been given, then there is no further action for you to take.
* If you want to pay a different contribution, please speak with your employer. The change may not happen until the next time you make a payment.
* By choosing to opt out, you will be stopping all future regular contributions and reducing your retirement income.
* If you still want to opt out, then click below to continue. Please remember you can ask to re-join the scheme - your employer must allow this at least once a year.
WC03086 03/2014
Useful links
How to budget better and save more money.
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